Yes, most doctors carry malpractice insurance, also known as medical professional liability insurance. Malpractice insurance provides financial protection to healthcare providers, including doctors, in case they are sued for medical negligence, errors, or omissions that result in harm to a patient.
Medical malpractice insurance helps cover the costs associated with legal defense, settlements, and judgments in malpractice lawsuits. These policies are designed to protect both the healthcare provider and the patient by ensuring that there are funds available to compensate the patient if medical negligence is proven.
The need for malpractice insurance may vary depending on factors such as the doctor's specialty, location, and employment status. In some cases, doctors who are employed by hospitals or healthcare institutions may be covered under the facility's insurance policy, while others may need to obtain individual coverage.
It's important to note that malpractice insurance is a critical aspect of the healthcare system, as it helps provide financial security to both patients and healthcare providers and ensures that patients have recourse in cases of medical negligence.