If someone owes you money and they fail to send it after promising to do so, there are several steps you can take to try to get your money back. Here's a general guide on how to handle the situation:
Communicate: Start by contacting the person who owes you money and remind them about their promise to pay. Politely ask for an update on the situation and inquire if there were any unexpected delays. Misunderstandings can sometimes occur, and giving them the benefit of the doubt in the beginning can be helpful.
Document the Agreement: If there was an agreement in writing or any evidence of the debt (such as emails, text messages, or written notes), gather and keep them as evidence of the debt and the promise to repay.
Send a Written Demand: If informal communication doesn't work, consider sending a formal written demand letter. In the letter, clearly state the amount owed, the agreed-upon terms of repayment, and a deadline for payment. Request a response by a specific date.
Mediation or Negotiation: If direct communication and a demand letter don't yield results, you may want to consider mediation or negotiation. A neutral third party can help facilitate a resolution and may encourage the debtor to fulfill their obligation.
Small Claims Court: If the amount owed is relatively small, and other attempts have failed, you may consider taking the matter to small claims court. Small claims court is designed for disputes involving modest sums of money and can be a straightforward and relatively inexpensive process.
Consult an Attorney: If the debt is significant or if other methods have been unsuccessful, consulting with an attorney experienced in debt collection can be beneficial. They can guide you through the legal options available and help you understand the best course of action.
Remember that laws regarding debt collection can vary depending on your location, so it's essential to familiarize yourself with the relevant laws and regulations in your area.
In any case, when trying to get your money back, it's crucial to remain persistent and patient. Sometimes, it may take time and effort to recover the owed funds. However, always prioritize your safety and avoid engaging in any actions that could be considered harassment or illegal in your jurisdiction.