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The decision to have children is a deeply personal one, and it's essential to consider various factors before making such a life-changing choice. While I can't provide specific advice for your situation, I can offer some general considerations:

  1. Financial Stability: Raising children comes with significant financial responsibilities. It's crucial to assess whether you are financially stable enough to support not only yourself but also a child. This includes having a stable income, savings, and a budget to cover the additional expenses that come with raising a child.

  2. Living Situation: Consider the living arrangements and whether they are suitable for raising a child. Living with your parents may be comfortable now, but it's essential to think about whether the space is adequate and conducive to raising a family in the long term.

  3. Independence: Raising a child requires a level of independence. Evaluate whether you are ready to take on the responsibilities of parenting, which includes providing emotional, physical, and financial support.

  4. Relationship Status: Consider your relationship status and whether you have a stable and supportive partner who is also ready for parenthood.

  5. Support System: Having a strong support system, which may include your parents, is beneficial when raising children. Evaluate the support available to you in your current living situation.

As for your mom's concerns about you still living at home, it's essential to have open and honest communication with her. Listen to her perspective and concerns, and try to address them calmly and respectfully. If your mom is worried about you having children while living at home, it might be helpful to discuss your future plans, including your intention to eventually move out and provide a stable environment for your family.

Paying rent can be a reasonable option if it helps contribute to household expenses and shows your commitment to taking on responsibility. However, it's important to consider the larger picture and ensure you are prepared for the challenges and responsibilities that come with starting a family.

Ultimately, the decision to have children and the timing of such a decision are personal choices that should be made based on careful consideration of your unique circumstances and readiness for parenthood. If you're unsure or feeling conflicted, it may be helpful to seek advice from a trusted friend, family member, or professional counselor to explore your thoughts and feelings further.

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