If someone called you a 'hoe' and you want to respond calmly and assertively, you can say something like:
"I don't appreciate being called derogatory names. It's important to treat each other with respect and kindness. Please refrain from using hurtful language in the future. Thank you."
By responding in a composed and assertive manner, you set a boundary and communicate that you won't tolerate disrespectful behavior. It's essential to stay firm without engaging in any further argument or insults. If the situation continues to escalate or if you feel unsafe, consider reaching out to someone you trust or an authority figure for support.